When you are older and you get a divorce, there are many financial uncertainties that you must face. Getting divorced when you are close to retirement or in retirement can be scary. How will your retirement accounts be handled? Will you still be able to retire at the age you are planning on retiring? These are questions that run through the minds of divorcing spouses at any age, but they are especially concerning for older divorcees. Thankfully, the Social Security Administration (SSA) provides ways that you can claim retirement benefits through of your ex-spouse’s retirement benefits, without lowering the amount your spouse receives.

Qualifying for Social Security Benefits

If you are divorced, you may be able to claim benefits from your spouse’s work record, even if you did not work yourself. However, there are certain requirements that you must meet before you are eligible to receive benefits. You may be able to claim these Social Security benefits if:

• You were married to your ex-spouse for at least 10 years or longer.

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One of the most important decisions you will make when going through a divorce is choosing who you will retain to be your divorce attorney. Having the right attorney—one who is not only skilled at his or her craft but also one who you feel comfortable and confident with—is crucial to having a successful divorce.

When meeting with a divorce attorney for the first time, there are several areas that you should make sure you find out information about. These areas include:

Attorney and Legal Fees

The amount an attorney charges, including their hourly rate, any required retainer, and other possible attorney and legal fees, is something that every attorney should be forthcoming with. No one needs any surprise fees, especially while going through such a life-changing event. Although an attorney cannot predict the exact amount your divorce may cost, he or she should be able to explain the standard charges, as well as situations that could come up which could cause those costs to increase.

While the “half of all marriages end in divorce” idea is not entirely accurate, divorce has become a common enough occurrence that many people look to keep their costs down by using do-it-yourself legal websites and filing their own documents. In some cases, this approach may work out fine, but most couples will save time, stress, and yes, even money by working with a qualified divorce attorney. There are many reasons to partner with a skilled lawyer during your divorce, including these most common ones:

1. Experience Matters

A family law firm handles divorce cases every day. This means even relatively young lawyers quickly gain experience with all types of circumstances and unique challenges. Lawyers understand the law, know the local court systems, and are often familiar with the judges themselves. Legal professionals can also bring up important issues that a divorcing couple may not think about when managing a divorce on their own.

The divorce rate is higher than it once was, and court dockets around the country reflect this reality. As such, some couples are seeking other methods by which to settle their divorce quickly and amicably, and mediation has emerged as the most common in recent years. While it is not for everyone, there are multiple advantages over going to court that can benefit many couples, and the process is generally worth some consideration.

Clear Advantages

Perhaps the most notable advantage to mediation is the ability to begin relatively quickly. Court appearances can drag on or even take a long time to begin depending how crowded a court’s docket may be. To commence mediation, the only thing required is a mediator, though each side may still wish to retain their own attorneys. Illinois mediators are required to adhere to certain standards and practices, as well as to complete training courses totaling at least 40 hours, but there are enough trained mediators in Illinois that it should not be difficult to find one.