Tag Archives: Wheaton IL divorce attorney

How Much Will an Illinois Divorce Cost, and What if I Cannot Afford it?

Wheaton divorce attorney fees and costsIf you are considering divorce, you may be concerned about your ability to afford attorney’s fees, court costs, or other expenses. This can be a major concern during difficult times, especially when the economy is struggling and many people are unemployed. By understanding how to address the cost of divorce, you can take the legal action necessary to obtain the results you and your family need.

The Facts About Divorce Expenses in Illinois

It is true: divorce can be expensive. This is particularly true if you do not have much money to begin with. In fact, recent statistics about the cost of divorce in Illinois suggest the following:

  • The average cost of divorce in Illinois if you have no children is the 13th highest in the nation at about $13,800.

  • The average cost of divorce in Illinois if you do have children is the 14th highest in the nation at approximately $20,700.

  • Divorce filing fees in Illinois can range from about $210 to $388.

How Can I Afford Divorce?

If the price tag on a divorce seems steep for you, but you believe that it is the best choice for you and your family, you do have options in terms of paying for the divorce. For example, while the filing fee differs from county to county in Illinois, it can still be significant. In some cases, you may be able to apply for a waiver of that fee when filing your divorce petition.

As for attorney fees and other expenses throughout the divorce process, you may be able to petition the court for relief in these matters. In some cases, a court will order the party who has more financial resources to contribute toward the other party’s attorney fees. When making decisions in these matters, the court will consider guidelines set forth by the Illinois Marriage and Dissolution of Marriage Act. The following steps will be followed in these cases:

  • A party must be provided with notice that the other party is seeking attorney’s fees, and one or more hearings will be held to address these matters.

  • The court will carefully consider the financial resources of both parties.

  • The court is permitted after such thorough deliberation to “order any party to pay a reasonable amount for his own or the other party’s costs and attorney’s fees” as stated in 750 ILCS 5/508.

Contact a Wheaton, IL Divorce Lawyer

Even if you do not think you can afford to get divorced, you should still contact a DuPage County divorce attorney. The compassionate team at Andrew Cores Family Law Group will provide you with a free consultation, and we can help you understand your options for ending your marriage, including determining whether you can ask for your spouse to pay for part of your attorney’s fees. Call our office today at 630-871-1002.

Sources:

http://www.ilga.gov/legislation/ilcs/fulltext.asp?DocName=075000050K508

https://www.isba.org/public/guide/gettingadivorce

https://247wallst.com/special-report/2020/01/16/this-is-how-much-it-costs-to-get-divorced-in-every-state/4/

How Will an Economic Recession Affect Divorce Rates in Illinois?

DuPage County divorce attorney financial hardshipGovernor Pritzker has extended the Illinois Stay-at-Home Order through the end of May, and it could potentially last even longer. While some states are phasing into opening more parts of their economies, Illinois remains focused on the safety of its residents, only allowing essential workers to work outside of their homes. As the unemployment claims keep rolling in, it might be easy to feel like the country, or at least the state, is in the midst of an economic recession or depression. How might this new economic reality in Illinois affect divorce rates?

The Many Potential Effects of a Recession on Divorce Rates

Will an economic recession decrease or increase divorce rates? While a strong case could be made for either outcome, the truth is that this is a nuanced issue. In studying divorce rates before, during, and after the last major recession over the last 10 to 15 years, researchers have found that there is no clear, substantial, and overwhelming data that supports either outcome. In many cases, the likelihood of divorce is dependent upon each family’s living situation. For example, divorce rates might increase as a result of a recession because:

  • Foreclosures, bankruptcies, and other financial stressors have taken a tremendous toll on the marriage.

  • Unemployment, furloughs, or other job hardships have changed the dynamic of a family and relationship such that the marriage is less emotionally stable.

  • Spouses are uncertain of their economic futures—both together and in general.

  • A spouse may attempt to respond to the stress resulting from the recession with excessive engagement in bad habits, such as drinking or drug use, and this could convince the other spouse to move on.

  • A spouse might take out their stress about the recession on the other partner or other family members through verbal, physical, or sexual abuse, making divorce the only option for the other spouse’s safety.

Conversely, divorce rates might decrease due to a recession because:

  • Families have grown closer during those trying times, especially if many of them are home more often due to their evolving employment situation.

  • Economic insecurity from the recession and worries about the expenses that could result from a divorce may cause spouses to rationalize that staying together is the financially prudent decision.

  • Sons, daughters, and other family members, including extended family, might have moved in—or a married couple themselves might have moved in with other family members, lessening the burdens of a household facing financial and emotional hardship.

  • Couples may be more reluctant to marry due to the uncertainty of the times, and they may choose to cohabitate instead, which could prevent a future divorce.

Ultimately, the most telling observation from the majority of the data is that the timing of a divorce is key. For instance, during the recession over a decade ago, fewer and fewer people were getting divorced than prior to the recession, but immediately after economic recovery, divorce rates spiked.

Contact a DuPage County Divorce Lawyer

The many economic uncertainties in our world today may have had an effect on your marriage. If you think that divorce might be a good option for you, contact a Wheaton, IL divorce attorney at Andrew Cores Family Law Group by calling our office at 630-871-1002. We will provide you with a free consultation and help you understand your legal options as you prepare to end your marriage.

Sources:

https://www.pewsocialtrends.org/2012/05/02/divorce-and-the-great-recession/

https://www.ncbi.nlm.nih.gov/pmc/articles/PMC4444228/

https://www.psychologytoday.com/us/blog/singletons/202004/more-babies-or-more-divorces-after-covid-19

How Can I Avoid Bankruptcy After an Illinois Divorce?

Wheaton divorce and bankruptcy lawyerA recent survey found that 39% of people state that debt and other financial issues were a major factor that contributed to their divorce. It is no wonder that bankruptcy and divorce are so closely linked—not only can divorce itself often cost more money than many people expect, but the financial ramifications of the divorce are felt long after the proceedings are complete. From the division of marital debt to simply adjusting to living on a single income, life after divorce can get expensive. But that does not mean you have to file for bankruptcy. Here are some tips for keeping your finances in order after your marriage has ended:

6 Ways to Prevent Bankruptcy Following Divorce

While there are some things you can do to avoid bankruptcy that are common to just about any person, divorced or not, there are also some special things that you can do to protect yourself against bankruptcy when you are divorced. Some examples include:

  1. Increase Your Income—This is probably one of the very first tips a financial advisor will tell you if you are considering bankruptcy. Are there any ways for you to increase the money you make? The more money you have coming in, the less likely it will be that you will drown in debt. You may want to take on extra jobs (part time or otherwise), seek a promotion or a raise at work, rent out your house, sell your valuables, or borrow from family and friends if necessary.

  2. Decrease Your Spending—Another obvious option to avoid bankruptcy is to decrease your expenses. You can do this by drawing up a budget and sticking to it. Focus on the necessities in your budget and be realistic in terms of what you can afford. If you already have a budget, revise the budget and do your best to eliminate anything you do not need.

  3. Readjust to Being Without a Partner—A common problem that divorced people face is making the appropriate adjustments to their lifestyles. When you were married, you and your spouse pooled your finances and resources. You were probably able to afford more discretionary spending in your lives because you had two incomes and shared expenses, such as those associated with your house or apartment. Now that you are single again, you might want to reconsider how you will live your life. This could include relocating to somewhere cheaper, holding off on buying a new car, spending fewer nights on the town, or cooking meals at home rather than eating out.

  4. Remarry—You can always get back into the dating scene and find a new partner. This can help restore the sense of financial security and comfort you had before your divorce. However, you should keep in mind that if you rush into a new relationship before you are ready, you might end up divorced yet again.

  5. Restructure Your Mortgage and/or Renegotiate Your Debts—Divorced people, married couples, and single people alike can stave off bankruptcy by restructuring their mortgages or negotiating their debts. Overall, most financial institutions are interested in negotiating with you, because they would rather get more money from you now than receiving nothing from you later if you file for bankruptcy.

  6. Hire the Right Divorce Attorney from the Start—Here is the best advice we can give to you if you really want to avoid bankruptcy after divorce: seek legal representation from the right attorney at the beginning of the divorce process. If you find the right attorney, you can ensure that the terms of the divorce will be to your benefit, including making sure spousal support or child support payments will meet your needs and maintaining ownership of valuable assets during the division of property.

Contact a DuPage County Divorce Lawyer

Divorce is a big enough life event in itself, and you will not want bankruptcy to complicate things even further. Hire the right Wheaton family law attorney from the start of your divorce. If you enlist the help of the knowledgeable team at Andrew Cores Law Group, you will receive valuable, affordable legal counsel, ensuring that you will be awarded the optimum financial benefits from your divorce agreement. Call us at 630-871-1002 for a free consultation.

Sources:

https://finance.yahoo.com/news/debt-com-survey-divorced-americans-134500285.html

https://money.usnews.com/money/blogs/my-money/2012/05/16/5-ways-to-avoid-filing-for-bankruptcy

https://globalnews.ca/news/3377381/heartbroken-and-bankrupt-why-divorce-can-destroy-your-finances/