When you are older and you get a divorce, there are many financial uncertainties that you must face. Getting divorced when you are close to retirement or in retirement can be scary. How will your retirement accounts be handled? Will you still be able to retire at the age you are planning on retiring? These are questions that run through the minds of divorcing spouses at any age, but they are especially concerning for older divorcees. Thankfully, the Social Security Administration (SSA) provides ways that you can claim retirement benefits through of your ex-spouse’s retirement benefits, without lowering the amount your spouse receives.
Qualifying for Social Security Benefits
If you are divorced, you may be able to claim benefits from your spouse’s work record, even if you did not work yourself. However, there are certain requirements that you must meet before you are eligible to receive benefits. You may be able to claim these Social Security benefits if:
You were married to your ex-spouse for at least 10 years or longer....